Marvin DeGraaff
LPL Financial Advisor, CFP®
marvin@consilium-financial.com
360-714-3372
With regard to the markets;
“Declines are temporary, gains are permanent.” - Nick Murray
The question is, how long is temporary?
Younger clients have time on their side and can out-last longer periods of investment decline. However, as you approach and enter retirement, one of the biggest hurdles you can face is a substantial decline in the markets.
Are You Nearing Retirement?
I specialize in working with clients that are nearing or entering retirement. I tailor investment and planning recommendations to your stage of life as well as traditional risk tolerance measures. I aim to help you balance downside protection with continued growth to support your retirement goals.
When the time comes to shift your focus from accumulating wealth to preserving and distributing it, I will help you do this efficiently to maximize your retention while supplementing your retirement income.
About Me:
My career in Financial Services started in 1979 when I established the Degraaff Insurance Agency in Lynden. During this time, I also served on the board of directors for Grange Insurance Association in Seattle.
In looking for opportunities to better serve my clients, and provide advice beyond insurance, I was inspired to take the Certified Financial Planner course. I earned the CFP® mark in 1999. Through this certification, with its rigorous education and experience requirements, I gained the knowledge to help my clients look at the big picture and take the steps needed to pursue their financial goals.
I have been a Financial Advisor for over 20 years and truly enjoy what I do.
If you are ready to take a step forward, give me a call, I would be happy to help.
I was born and raised in Whatcom County near Lynden, graduating from Lynden High School. I earned my BA from Washington State University and am a lifelong loyal Coug.
In my spare time I enjoy fishing and spending time with my wife and family, especially our 9 grandkids.
